Personal credit allows you to buy a house with 100% financing | families

Some families can buy a home with 100% financing of the purchase price. That is, without having their own savings amount, the so-called “down payment”, to ensure the credit differential that the bank cannot lend, due to the limitations introduced by Banco de Portugal (BoP ) in the Macroprudential Credit Measure, 2018, precisely to stop the granting of risky credit.

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